Zero Down Financing…California Style
You want your own home. A place to call your own. But saving the massive amount of money necessary for a down payment, when you are trying to pay the astronomical price of rent, is just impossible. ..or so it seems. There is actually some solutions that can work, if you align your self with […]
BUILD CREDIT….FAST
You could add up to 100 points with tips like paying cards more than once a month and disputing credit report errors. STEP 1: Pay bills on Time No strategy to improve your credit will be effective if you pay late. Why? Payment history is the single biggest factor that affects credit scores, and late payments […]
How to Improve Your Credit Score
8 strategies that will get you a better credit score Your credit score is one of the most important measures of your financial health. It tells lenders at a glance how responsibly you use credit. The better your score, the easier you will find it to be approved for new loans or lines of credit. A higher […]
When to Refinance Your Mortgage
Refinancing can save you money—or cost money The definition of Refinancing means to pay off an existing money loan and replacing it with a new loan. One would have to ask why would any one go to the effort and does it help or hurt. REASONS BY TO REFINANCE To obtain a lower interest rate […]